Financial assistance available for homeowners

Financial assistance available for homeowners 

The Kansas Housing Resources Corporation (KHRC) recently launched a new program aimed at homeowners who are in need of financial assistance due to hardship experienced during the Covid-19 pandemic. The Kansas Homeowner Assistance Fund, or KHAF, launched in late spring and is accessed through an application process, in which KHRC works directly with you and your lenders to pay off overdue debts. 

            To be eligible for KHAF, you must be a homeowner in Kansas, your home must be your primary residence, and you must be at risk of losing your home without assistance due to financial hardship during the Covid-19 pandemic. Also, your recent income must not exceed 150 percent of your area’s median income, and your household must be at least 30 days past due on mortgage or home property tax payments.

Coming off the heels of the successful KERA program that was targeted toward renters in need of assistance (which is still open and accepting applications as well), the application process for KHAF is very similar. Applicants will need to collect documentation including proof of income, proof of property ownership and residency, personal identification, and past-due bills. Once awarded, assistance can cover mortgage reinstatement, past due mortgage payments including principal, interest, escrowed taxes and insurance, future mortgage payments, property charges including delinquent property taxes, homeowner and flood insurance, etc., and any past-due utilities, including internet.

            There is over $50 million dollars available in KHAF funding, but the application and approval process takes quite a bit of time, so it is best to apply now. If you need assistance with your application, Monica Sipple at the Economic Opportunity Foundation is a KHRA community partner, and she can be reached at 913-279-6250. The RDA offices are also available if you need to use a computer, scanner, or printer during the application process.

To learn more about the KHAF application, visit

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